This Privacy Policy describes how Expense Tracker AI Budget App ("the App", "we", "our") handles your information. We are committed to protecting your privacy. The App is designed so that your financial data stays on your device.
The App stores all financial data (transactions, budgets, recurring items, accounts) locally on your device using AsyncStorage. This data is never uploaded to our servers.
If you sign in with Google, your name, email address, and profile photo are used solely to identify your account within the App. This information is managed by our authentication provider and is not shared with third parties beyond what is necessary to operate the service.
The App requests access to your camera and photo library to let you photograph receipts and bills for transaction entry. Images are processed locally on your device and are never stored on our servers or shared with third parties.
The App requests microphone access to enable voice-based expense entry. Your speech is sent to your device's built-in speech recognition service. We do not receive or store any audio recordings.
On Android, the App requests the READ_SMS permission to detect and import
financial transactions from bank/payment SMS messages. SMS content is
processed entirely on-device and is never transmitted to our servers.
You explicitly review and confirm any transaction before it is imported.
This permission is optional; the App functions fully without it.
The AI chat feature sends your typed messages and a summary of your transaction data to a third-party AI service in order to generate responses. No data is sent unless you actively open and use the AI assistant. We recommend you do not include sensitive personal information (e.g., full account numbers, passwords) in chat messages.
The App uses a third-party service to manage in-app purchases and subscriptions. This service receives a pseudonymous user identifier and purchase receipt information to verify subscription status. No financial data or transaction history is shared with this provider.
The App uses third-party services for sign-in and optional cloud sync. These services may collect technical diagnostic data such as crash reports and performance metrics to help us maintain app stability.
We do not use any third-party analytics, advertising, or tracking SDKs. We do not sell your data to any third party.
All locally stored data can be deleted at any time by:
If you signed in with Google, you may request deletion of your authentication account by contacting us at admin.expensetracker@gmail.com. We will process your request and remove your account from our authentication provider's servers.
The App is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13.
We may update this Privacy Policy from time to time. We will update the "Last updated" date at the top of this page when we do. Continued use of the App after any changes constitutes your acceptance of the updated policy.
If you have any questions or concerns about this Privacy Policy, please contact us at:
admin.expensetracker@gmail.com
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